By clicking "Proceed to Sign" and affixing your Aadhaar-based e-Sign and/or Digital Signature, you ("Client") acknowledge and agree to the following:
These Terms & Conditions ("T&Cs") apply to all documents executed through this platform including KYC forms, other due diligence documents, Central KYC/KRA submissions, agreements, declarations, and any other documents required for regulatory, compliance, or business purposes with LGT Wealth India Private Limited ("LGT Wealth India") or any of its subsidiaries.
Execution through Aadhaar e-Sign or Digital Signature shall have the same legal validity and enforceability as a handwritten signature under the Information Technology Act, 2000, Aadhaar Act, 2016, and other applicable laws.
Client Consent
- You hereby confirm that you have reviewed, examined and understood the contents of all documents prior to affixing your signature and that such execution is being made after ensuring the factual accuracy and completeness of the information contained therein.
- You expressly consent to the use of Aadhaar e-Sign/Digital Signature for authentication and execution of such documents in the manner processed herein.
- You agree that once executed, the signed documents shall be final, binding, and admissible in any legal, regulatory or contractual proceedings.
- You hereby agree and provide your consent that Documents executed herein will be used for KYC (Know Your Customer), CKYC/KRA (KYC Registration Agencies) submissions, regulatory filings and internal compliance as required by SEBI, FIU-IND (Financial Intelligence Unit-India), CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India), UIDAI (Unique Identification Authority of India) or other regulatory or competent authorities.
- You are aware, LGT Wealth India and its vendor ("Leegality") will comply with UIDAI regulations, including restrictions on storage of Aadhaar numbers and secure use of Aadhaar authentication.
- You will re-execute the documents, if required, due to subsequent changes in law, regulatory requirements, or instructions issued by competent authorities or if some changes are required to be made in the documents attached herein.
- You understand that electronic signing involves risks including but not limited to technical errors, OTP delays, vendor platform downtime, network failures, cyber-attacks, hacking, unauthorised access, and other system-related issues. You accept these inherent risks associated with digital execution. While LGT Wealth India and Leegality use industry-standard security controls, absolute protection against such risks, the same cannot be guaranteed.
- You are solely responsible for safeguarding your Aadhaar credentials, mobile number, OTPs, passwords, and digital identity used for signing and execution. Any unauthorised or fraudulent use of your credentials will be deemed to have been executed by you. System records including timestamp, audit trails, IP address, and authentication logs will serve as conclusive proof of execution as and when required.
- You understand that once signed, documents cannot be revoked or altered; any correction requires execution of new documentation or an addendum to amend existing documents.
- You agree that partial or failed execution due to client error or incomplete steps may delay account opening or regulatory submission.
- You understand that rejection of documents by a regulator, KRA, or other authority due to reasons beyond LGT’s control shall not impose liability on LGT Wealth India.
- You agree that LGT Wealth India shall not be responsible for penalties, delays or rejections arising from regulatory or system changes beyond its control and capacity. You agree that non-acceptance of documents by regulators due to reasons of form, format, or legal changes will not create liability for LGT Wealth India.
- Your personal information will be collected, processed, and stored in accordance with the applicable laws including but not limited to applicable data protection laws.
- You consent to LGT Wealth India sharing your data and signed documents with regulators, KRAs, UIDAI, group companies and service providers, associated entities or other competent /operational authorities or entities. Despite reasonable safeguards, no system can guarantee zero risk, unauthorised access or cyber incidents and you accept such inherent risks.
- You agree that LGT Wealth India and its vendor shall not be liable for direct, indirect, incidental, consequential, punitive, or reputational damages arising from the use of this system. Liability, if any, of LGT Wealth India shall be limited strictly to its statutory obligations under applicable law even if it leads to invalidation of your signature.
- You indemnify and hold harmless LGT Wealth India from any claims, losses, or damages arising out of misuse of your Aadhaar/digital credentials or unauthorised access by third parties.
- You agree that LGT Wealth India shall not be liable for any failure or delay in processing caused by events beyond its reasonable control, including but not limited to natural calamities, strikes, government restrictions, telecom or internet outages, system attacks, or force majeure events.
- These T&Cs shall be governed by and construed in accordance with the laws of India. All disputes shall be subject to the exclusive jurisdiction of courts and tribunals at Mumbai, Maharashtra, India.
By proceeding to sign, you acknowledge that:
- You have read, understood, and accepted the T&C in full.
- You consent to the use of Aadhaar e-Sign/Digital Signature for execution.
- You accept all risks (legal, regulatory, IT, operational, procedural, fraud, compliance, data and force majeure) associated with digital execution.
- You agree that the signed document shall be final, binding, and enforceable and you waive any right to dispute its validity on any grounds.
